Head – Portfolio Analytics & Insights – Financial Services

Experience: 8 years+ in Bank/ NBFC

Education: Post graduate degree in Statistics/ Economics/ Engineering or MBA

Background :

We are looking for self-motivated individuals who seek a challenging career in analytics. The individual should be outcome oriented with excellent foundation in business analytics in BFSI. The right candidate should have the ability to understand dynamics of business, develop data-driven solutions to address business problems and independently manage end-to-end project communication with business partners.

– The right candidate is a person with strong foundations in data science, and at the same time with deep understanding of business dynamics in retail lending.

– Establish the advantage of using data science in various facets of SME lending and incubate/ install practices such as the following according to the need of the business

a. Portfolio performance review and scorecard optimization

b. Analyze cash flow information from diverse alternate sources and generate insights which translate to business recommendations

c. Ability to perform root cause analysis and make recommendations for sales productivity and portfolio performance optimization

d. Institutionalize a program method for running and evaluating campaigns

e. Develop sciences around propensity-risk based target selection & pricing

f. Actively interface with stakeholders across credit, distribution and other departments for effective analysis and actionable insights

– Prior working experience in retail lending business is a pre-requisite; experience in SME lending would be an advantage

– Project experience in policy analytics/ campaign management/ pricing/ cross sell/ collections strategy across all business lines

– Experience of close interaction with key business stakeholders

– Strong understanding of credit scorecards and related strategies is an advantage

– High proficiency in SAS or Python